# About omo.so omo.so is a peer-to-peer payments app. We give users a simple way to send and receive money anytime, anywhere. * **Anyone can use our app.** There are no geographic restrictions. * **It's borderless.** You can send money internationally and domestically. * **Payments settle instantly.** Funds are immediately available to recipients. * **It's low-fee.** Compared to wires, cross-border fees, etc. No hidden fees. * **It's non-custodial.** You are always in full control of your money. ## How it works Users interact with our frontend to send and receive payments. Our backend uses blockchain as payment infrastructure and stablecoins for payments. User funds are sent from self-custody on-chain accounts that they connect to omo. We **never** ask for or hold private keys. ## That means... * Send any ERC-20 token via omo. Always receive in stablecoins (USDC). [Learn more here. ](https://docs.omo.so/payments/supported-payments) * omo does not currently partner with on/off ramp providers. We do not enable in-app purchases of crypto nor in-app sale of crypto for fiat. * Users who are already users of Coinbase Exchange (or other centralized exchanges) can add their exchange addresses to their omo profile, to receive payments. These users can go through the exchange for on/offramp. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.omo.so/about-omo.so.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.